401(k) Monitor

Colgate-Palmolive Puerto Rico Savings And Investment Plan

Colgate-Palmolive Company Distr. LLC · San Juan, PR · EIN 660388332 · Plan 001 · Form 5500 for plan year 2024

What Colgate-Palmolive Distr put into the plan, per active participant

$8,036

Colgate-Palmolive Company Distr. LLC put $8,036 into this plan for each of its 42 active participants in plan year 2024. That is the whole employer side, matching money, profit sharing, non-elective and safe-harbor contributions and reallocated forfeitures together, because the Form 5500 reports them on one line, so it is not the match rate.

0 · least per person100 · most per person

Colgate-Palmolive Distr put in more per active participant than 97% of plans with 100–499 participants in wholesale trade. The middle plan in that group of 2,090 reported $2,110. Wholesale trade comes from business code 424990, which Colgate-Palmolive Company Distr. LLC entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.

What this figure cannot separate: how much Colgate-Palmolive Distr pays, and how much it puts in

This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.

This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL October 10, 2025 · DOL EFAST2

What the plan cost, per participant

Not ranked

Schedule H reports $0 in plan-paid administrative expenses. That usually means the employer pays the bills directly, or that fees are netted inside fund assets, so the plan is not ranked on cost and $0 is not a cheap plan.

401(k) Monitor Score

Not scored

This filing reports one of the two amounts the score is built from, so it takes none. Schedule H reports $0 in plan-paid administrative expenses. That usually means the employer pays the bills directly, or that fees are netted inside fund assets, so the plan is not ranked on cost and $0 is not a cheap plan.

It keeps whichever of the two it does report, above. Nothing is filled in from an average, from another year or from another plan, because a two-part score computed on one part is a different measure wearing the same name.

What the score would read, on a filing that carries both: Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What Colgate-Palmolive Distr puts in

Not in public filings for this employer

We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, the one you log in to for your balance.

What you contribute to collect all of it

Not in public filings for this employer

The rate that collects the full match is part of the match formula, which a Form 5500 does not report.

Vesting score

Not scored

The vesting schedule is stated in a Form 11-K, and we have none for this employer.

A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

Not reported

The Form 5500 filing does not report the plan-paid administrative expenses this figure needs.

What to check next

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20251010145258NAL0004725331001, plan year 2024.
Total plan assets, end of year$16,170,661
Net assets$16,170,661
Participants, beginning of year118
Of which active42
Plan typeSingle employer
Size cohortThe peer group we rank fees against.100–499 participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $324,239. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.51%

Plan-paid administrative expenses

Schedule H reports $0 in plan-paid administrative expenses for this year. $0 usually means the employer pays the bills, or fees are netted inside fund assets. It does not mean the plan is free.

The plans this one is ranked against

Fees on this page are ranked against the 100–499 participant cohort, where the median plan pays $156.87 per participant. The sponsor files from Puerto Rico, one of 118 plans on file there, at a median of $86.31 per participant. Its business code places the plan in wholesale trade, one of 3,490 on file, which run to a median of $149.72.

Plans of a similar size in Puerto Rico

The plans nearest this one by participant count, out of 82 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Ultimate Solutions CorpUltimate Solutions Corp.120not itemized
Cmi Digital Media LLC Savings PlanCmi Digital Media LLC119$13.78
Puerto Rico Hospital Supply Retirement PlanPuerto Rico Hospital Supply, Inc.115not itemized
Pharma-Bio Serv Pr, Inc. Retirement PlanPharma-Bio Serv Pr, Inc.109$304.00

Service providers (Schedule C)

Not reported in filing. Plans with bundled or revenue-sharing arrangements often report no Schedule C provider compensation. Absence here is a reporting artifact, not a $0 cost.

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20251010145258NAL0004725331001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "Colgate-Palmolive Puerto Rico Savings And Investment Plan: Form 5500 facts", from DOL EFAST2 filing 20251010145258NAL0004725331001, plan year ended December 31, 2024.