401(k) Monitor

Ascensus Secure Retirement Pooled Employer Plan

Newport Group, Inc. · Folsom, CA · EIN 272037969 · Plan 002 · Form 5500 for plan year 2024

This is a pooled multiple-employer plan, so its participant and asset totals span many unrelated employers.

What Newport Group put into the plan, per active participant

$965

Newport Group, Inc. put $965 into this plan for each of its 11,059 active participants in plan year 2024. That is the whole employer side, matching money, profit sharing, non-elective and safe-harbor contributions and reallocated forfeitures together, because the Form 5500 reports them on one line, so it is not the match rate. This filing covers many unrelated employers under one plan, so the figure is an average across all of them rather than one employer's behaviour.

It is kept out of every peer group and takes no score.

What this figure cannot separate: how much Newport Group pays, and how much it puts in

This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.

This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.

Source: Form 5500 filing for the plan year ended December 31, 2024, received by the DOL October 15, 2025 · DOL EFAST2

What the plan cost, per participant

$109.35

The plan paid $109.35 per participant in plan-paid administrative expenses in plan year 2024, more expensive than 86% of plans with 5,000+ participants. The middle plan of that size paid $54.84.

Why a plan this big pays less per person before anything else

Bigger plans pay less per head by construction, because the same negotiated bill divides across more people. That is why this ranking sits inside the plan's own size cohort and is never taken across all plans.

Schedule H reports only what came out of plan assets. Fees the sponsor pays directly, and fees taken inside fund expense ratios, never appear here, so this is a floor and not the all-in cost.

401(k) Monitor Score

Not scored

This is a pooled plan covering many unrelated employers, so its figures are averages across a client book. It takes no score, and it is kept out of every peer group so that it does not move anybody else's standing.

It keeps whichever of the two it does report, above. Nothing is filled in from an average, from another year or from another plan, because a two-part score computed on one part is a different measure wearing the same name.

What the score would read, on a filing that carries both: Where this plan stands against plans of its size and industry on two amounts its Form 5500 reports: employer money in per active person, and plan-paid cost per person. It reads no match formula, no vesting schedule and no fund lineup, because a Form 5500 states none of them.

On this page: where the match terms are stated · what to check next · every figure on the filing · fees itemised · the plans this one is ranked against · service providers

The match and vesting terms, from a Form 11-K

The match formula and the vesting schedule are stated in a Form 11-K, which is filed only by employers whose plan holds company stock. A Form 5500 reports neither.

What Newport Group puts in

Not in public filings for this employer

We have no SEC Form 11-K for this employer, and the Form 5500 this page is built from does not report match terms.

Two places state the terms in full: your plan’s Summary Plan Description, which your employer must provide on request, and your recordkeeper’s site, the one you log in to for your balance.

What you contribute to collect all of it

Not in public filings for this employer

The rate that collects the full match is part of the match formula, which a Form 5500 does not report.

Vesting score

Not scored

The vesting schedule is stated in a Form 11-K, and we have none for this employer.

A schedule this cannot read at whole-year anniversaries is left without a number rather than given a middle one.

The formula, the six-year window and a worked example

What the plan costs, against plans of its size

86th percentile

$109.35 per participant in plan-paid administrative cost, more expensive than 86% of plans with 5,000+ participants.

What to check next

  • This filing is not about one employer

    One Form 5500 covers many unrelated employers here, so every figure on this page is an average across all of them. The match, the vesting schedule and the fees that apply to one worker are set by that worker’s own employer, and none of the three is stated in this filing.

  • What to ask about the fees

    This plan paid $109.35 per participant out of plan assets, more than 86% of plans with 5,000+ participants, where the middle plan paid $54.84. The filing does not say what the difference buys. Two questions put that to a benefits or HR team: what the recordkeeping and administration contract costs, and how much of it comes out of participant accounts rather than being paid by Newport Group. The lines this total is made of are further down.

  • Your own numbers are not on this page

    Every figure here is the whole plan for plan year 2024, taken from one filing and divided by headcounts. Your own contribution rate, your balance and the fees taken from your account are on your recordkeeper’s site. What you may put in during a year is set by the IRS and not by the plan: this year’s limits ↗.

Key figures

From Schedule H of Form 5500 filing 20251015074552NAL0003999185001, plan year 2024.
Total plan assets, end of year$205,589,355
Net assets$205,589,355
Participants, beginning of year11,437
Of which active11,059
Plan typeMultiple employer
Size cohortThe peer group we rank fees against.5,000+ participants
Employer share of the money that went in, plan year 2024The rest came from employees, who put in $26,999,774. The share falls when employees save more, so a plan whose staff contribute heavily reads lower here through no act of the employer. It is printed as a fact and it is not part of the score.28%

Plan-paid administrative expenses

The plan paid $1,250,612 in administrative expenses in plan year 2024, across 11,437 participants: $109.35 per participant.

Contract administrator fees$274,224
Professional feesnot reported in filing
Investment management fees$740,600
Other administrative feesnot reported in filing

These are plan-paid expenses from Schedule H only. Fees the sponsor pays directly, and fees embedded in fund expense ratios, never appear here. This figure is a floor, not the all-in cost, and a low number is not “free”.

The plans this one is ranked against

Fees on this page are ranked against the 5,000+ participant cohort, where the median plan pays $54.84 per participant. The sponsor files from California, one of 6,801 plans on file there, at a median of $109.24 per participant. Its business code places the plan at law, consulting and engineering firms, one of 7,635 on file, which run to a median of $152.18.

Plans of a similar size in California

The plans nearest this one by participant count, out of 250 in its peer group. Cost per participant is each plan’s own Schedule H figure, and a filing that reported no administrative expenses says so instead of showing a zero.
PlanParticipantsCost per participant
Southern California Permanente Medical Group Tax Savings Retirement PlanSouthern California Permanente Medical Group11,827$35.90
The Contractors Retirement PlanInter-Con Security Systems, Inc.11,461not itemized
Radnet 401(k) PlanRadnet, Inc.11,404$76.08
Savings Plus Plan, Lam Research 401(k)Lam Research Corporation11,121$61.55

Service providers (Schedule C)

Recordkeeper: Newport Group (as filed: “NEWPORT GROUP, INC.”)

630 plans on file name Newport Group as their recordkeeper, at a median of $160.89 per participant.

Providers from Schedule C, Part 1, Item 2 of filing 20251015074552NAL0003999185001. Direct compensation is paid from plan assets. Amounts in USD.
ProviderService codesDirect comp. ($)Indirect comp. ($)
Newport Group, Inc.50, 37, 31, 64, 27, 38, 14, 13, 65, 12675,1780
Lpl Financial51, 27159,048not reported
Newport Group Consulting, LLC51, 50, 27, 2640,599not reported
Newport Trust Company62, 50, 25, 2139,7810
J.M. Arbour Wealth Management51, 2731,071not reported
Wintrust Retirement Benefit Advisor51, 2724,936not reported
Cadence Bank51, 2724,376not reported
Traction Financial Partners51, 2718,970not reported
Blakeslee And Blakeslee Financial A51, 2718,269not reported
Commonwealth Financial Network51, 2716,714not reported
Assuredpartners Investment Advisors51, 2716,579not reported
Naples Asset Management Company, Ll51, 2715,341not reported
Note Advisors, LLC51, 2713,661not reported
Successful Retirement Solutions,LLC51, 2713,430not reported
Whartonhill Advisors, LLC51, 2713,197not reported
Quantum Financial Advisors51, 2712,400not reported
Robertson Ryan Financial Services51, 2710,546not reported
J.W. Cole Advisors, Inc.51, 278,313not reported
Rbc Wealth Management51, 277,686not reported
Legacy Wealth Partners51, 277,411not reported
Mcadam, LLC51, 277,025not reported
The Beacon Group Of Companies51, 276,977not reported
Integrity Wealth Advisors51, 276,715not reported
Warren Capital Group51, 276,478not reported
Fortune 360 Group, LLC51, 275,648not reported
Community Financial Services51, 275,361not reported

Source

DatasetDOL EFAST2 Form 5500 bulk data (FOIA)
Form year2024
Filing ACK_ID20251015074552NAL0003999185001
Dataset last refreshedJuly 28, 2026

Bulk dataset at askebsa.dol.gov ↗ · Look up the filing on EFAST2 ↗

Filings lag by design: a plan can file up to 9½ months after its year ends, so this is the newest data on file. Why filings lag

Cite this page

401(k) Monitor, "Ascensus Secure Retirement Pooled Employer Plan: Form 5500 facts", from DOL EFAST2 filing 20251015074552NAL0003999185001, plan year ended December 31, 2024.