ENVIRI Corp 401(k): Principal, match 3% max
Enviri Corporation Savings Plan · CIK 45876
Principal is the recordkeeper named on the Form 5500 filed for this plan, the company that keeps the account records. Where to log in, and what the filing says.
Matched to this employer by sponsor name, not by an identifier stated in the filing.
Maximum employer match, as a share of pay
3%
ENVIRI Corp matches 50% of the first 6% of pay.
ENVIRI's Form 11-K filings for plan year 2024 describe two separate 401(k) plans. The terms on this page are read from the Enviri Corporation Savings Plan. They do not all state the same match, so each one is listed below with the group it covers and what it pays.
From the Form 11-K filed June 20, 2025 ↗, covering the plan year ended December 31, 2024. Page data last updated July 28, 2026, when the Form 5500 bulk data was last refreshed. Why filings lag
On this page: which plan you are in · what the employer actually paid in · the formula, word for word · when the money becomes yours · who can join · who holds your account · what the plan reports to the DOL · how it compares · what to do next
Which ENVIRI 401(k) plan are you in?
ENVIRI's Form 11-K filings for this plan year describe two plans, and they do not state the same match. Find the plan you are in before you take a number off this page. The terms in the rest of the page are read from the Enviri Corporation Savings Plan.
Enviri Corporation Savings Plan (the plan this page answers for)
The filing states no limit on who this plan covers · Form 11-K ↗
3% of pay, at most
Enviri Retirement Savings and Investment Plan
The filing states no limit on who this plan covers · Form 11-K ↗
4% of pay, at most
One row per plan, taken from the two Form 11-K reports this site has read for the plan year ended December 31, 2024. Each maximum comes from that plan’s own filing and describes only that plan.
What ENVIRI puts in, and what the plan costs
What ENVIRI put into the plan, per active participant
$1,119
ENVIRI Corp put $1,119 into this plan for each of its 1,995 active participants in plan year 2024. This is the whole employer side of the plan: matching money, profit sharing, non-elective and safe-harbor contributions, and reallocated forfeitures. The Form 5500 does not separate them, so this is what the employer put in and not the match.
ENVIRI put in less per active participant than 76% of plans with 500–999 participants in medical devices and other manufacturing. The middle plan in that group of 196 reported $2,206. Medical devices and other manufacturing comes from business code 339900, which ENVIRI entered on its own Form 5500. Sponsors pick that code themselves, so a code that does not describe what the employer does ranks the plan against the wrong companies.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
What this figure cannot separate: how much ENVIRI pays, and how much it puts in
This is dollars, not a rate. A Form 5500 carries no payroll, so the figure reflects both how much the employer puts in and how much the employer pays: two plans running the same formula report different amounts when one pays better. Crossing the peer group with industry holds most of that difference still, and none of it disappears.
This is one plan year, not an average. A true-up, a plan merger or a one-off contribution moves a single year on its own.
Source: DOL Form 5500 for the plan year ended December 31, 2024, EIN 231483991, plan 224 · DOL EFAST2 ↗
The $1,119 above is the Form 5500 figure for plan year 2024, and it counts every employer dollar on one line. ENVIRI Corp also files a Form 11-K, which states the match formula for plan year 2024: the card below reads $1,485 a year at a $49,500 salary, and the same filing states employer contributions made outside the match. That second figure is what the formula pays one worker on that salary, and not an amount either filing reports. The two figures measure different things, so neither one is the other one corrected.
What ENVIRI puts in
$1,485
a year, at a $49,500 salary.
The match paragraph, word for word
“The Company makes matching contributions equal to 50% of the first 6% of a participant's contributions.”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
71.43 out of 100
How fast the employer’s money becomes yours. Higher than 32% of the 369 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 0%, 33.33%, 66.67%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participants are immediately vested in their contributions, plus actual earnings thereon. The participants are 100% vested upon death, disability or the attainment of normal retirement age. Contributions made by the Company are subject to a cliff vesting schedule after three years of credited service for profit sharing contributions. Prior to January 1, 2024, employer matching contributions were also subject to this three-year cliff vesting schedule. Effective January 1, 2024, the vesting of the Plan's employer matching contributions was changed to vest on a pro-rata basis over three years.”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
87th percentile
$228.97 per participant in plan-paid administrative cost, more expensive than 87% of plans with 500–999 participants.
What is ENVIRI's 401(k) match formula?
ENVIRI's 401(k) employer match tops out at 3% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 50% of the first 6% of pay |
|---|---|
| Maximum employer match | 3% of compensation |
| Other employer contribution | The Company may also make discretionary contributions, also referred to as profit sharing contributions, to the Plan under agreements with certain employee bargaining groups. These contributions may be based on a percentage of employee earnings or a fixed amount per hour worked by the employee. The Company makes annual contributions based on the union agreement requirements. During 2024, the Company made a profit sharing contribution of $31 thousand. |
At a $45,000 salary, contributing 6% ($2,700) earns the full employer match of $1,350 for the year.
What the filing says, word for word
“The Company makes matching contributions equal to 50% of the first 6% of a participant's contributions.”
Source: Form 11-K filed June 20, 2025, SEC EDGAR · SEC ↗
What is ENVIRI's 401(k) vesting schedule?
ENVIRI vests the employer match on a graded schedule: 33.33% after one year, rising to 100% after three. Each step is money that leaves with you that year, which is how a graded schedule differs from a cliff.
| Employer match vesting | Graded: 33.33% at 1 yr, 66.67% at 2 yr, 100% at 3 yr |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Accelerated vesting | The participants are 100% vested upon death, disability or the attainment of normal retirement age. |
| Other employer contributions | Contributions made by the Company are subject to a cliff vesting schedule after three years of credited service for profit sharing contributions. |
Vesting, word for word
“Participants are immediately vested in their contributions, plus actual earnings thereon. The participants are 100% vested upon death, disability or the attainment of normal retirement age. Contributions made by the Company are subject to a cliff vesting schedule after three years of credited service for profit sharing contributions. Prior to January 1, 2024, employer matching contributions were also subject to this three-year cliff vesting schedule. Effective January 1, 2024, the vesting of the Plan's employer matching contributions was changed to vest on a pro-rata basis over three years.”
Source: Form 11-K filed June 20, 2025, SEC EDGAR · SEC ↗
Who can join ENVIRI's 401(k), and is enrollment automatic?
ENVIRI enrolls new hires automatically at 3% of pay, rising 1% a year to 6% of pay.
| Plan entry | New Eligible Employees are automatically enrolled in the Plan at a pre-tax savings rate of 3% via payroll deductions, with contributions being directed to a designated target date fund based on the participant's current age and a retirement age of 65. |
|---|---|
| Excluded groups | All U.S. employees, except those who are eligible to participate in Enviri Corporation's (“the Company”) Enviri Retirement Savings and Investment Plan, formerly named the Harsco Retirement Savings and Investment Plan, (the "RSIP") who are employed by the Company or any subsidiary of either the Company or a subsidiary which adopts this Plan with the approval of the Company, are deemed "Eligible Employees.” |
| Automatic enrollment | Yes: default deferral 3% of pay; auto-escalation +1%/yr to 6%; default investment: directed to a designated target date fund based on the participant's current age and a retirement age of 65 |
Eligibility, word for word
“All U.S. employees, except those who are eligible to participate in Enviri Corporation's (“the Company”) Enviri Retirement Savings and Investment Plan, formerly named the Harsco Retirement Savings and Investment Plan, (the "RSIP") who are employed by the Company or any subsidiary of either the Company or a subsidiary which adopts this Plan with the approval of the Company, are deemed "Eligible Employees.””
Automatic enrollment, word for word
“New Eligible Employees are automatically enrolled in the Plan at a pre-tax savings rate of 3% via payroll deductions, with contributions being directed to a designated target date fund based on the participant's current age and a retirement age of 65. Employees have the option to opt out of this Plan or to contribute an amount different than the automatic contribution amount, and/or to invest in funds other than the Plan's default fund that are available within the Plan investment options. Participants not benefiting from the full employer match will be enrolled in an auto-increase of 1% annually in January until the participant meets the percentage to receive the full employer match. Employees have the option to opt out of this auto-increase.”
Source: Form 11-K filed June 20, 2025, SEC EDGAR · SEC ↗
Who holds your account
Schedule C of the Form 5500 filed for plan year 2024 reports Principal, filed as “PRINCIPAL LIFE INSURANCE COMPANY”. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. The trustee that holds the plan’s assets can be a different company, and this filing does not name it.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
5,239 plans on file name Principal as their recordkeeper. Of those, the 5,230 with a computable fee have a median plan-paid cost of $170.05 per participant.
Participants log in at Principal ↗. 401(k) Monitor is not affiliated with Principal or with any other recordkeeper, and takes nothing for this link. It is here because that is where the account is.
| Recordkeeper | Principal |
|---|---|
| Recordkeeper EIN | 420127290 |
What does the ENVIRI plan report on Form 5500?
The ENVIRI plan reported $82.5M in assets and 997 participants for plan year 2024.
Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
| Plan named in the DOL record | Enviri Corporation Savings Plan |
|---|---|
| Total plan assets | $82,496,062 |
| Participants | 997 |
| Plan-paid admin cost per participant | $228.97 |
How that cost compares
This plan pays $228.97 per participant. The median across plans in medical devices and other manufacturing is $125.72, from the 1,386 of 1,455 whose Form 5500 yields a per-participant cost.
Read from the Form 5500 filing of Enviri Corporation Savings Plan, which has no page of its own here.
How does ENVIRI's 401(k) match compare?
ENVIRI Corp's maximum 401(k) match of 3% of pay compares with a median of 4% across the 269 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, three file in medical devices and other manufacturing, two report the same recordkeeper and one vests on the same schedule.
Maximum match 2% of pay. Also in medical devices and other manufacturing.
Maximum match 3% of pay. Also in medical devices and other manufacturing.
Maximum match 3.5% of pay. Also in medical devices and other manufacturing.
Maximum match 3% of pay. Same recordkeeper, Principal.
Maximum match 3.5% of pay. Same recordkeeper, Principal.
Maximum match 4.5% of pay. Also fully vested after 3 years, like ENVIRI.
What do ENVIRI's other 401(k) plans say?
Enviri Retirement Savings and Investment Plan
The filing states no limit on who this plan covers
ENVIRI Corp matches 100% (dollar-for-dollar) of the first 3% of pay, then 50% of the next 2% of pay, for a maximum employer match of 4% of compensation (plan year ended December 31, 2024).
- Employer match vesting
- Immediate: employer match is 100% vested when contributed
- Automatic enrollment
- Yes: default deferral 3% of pay; auto-escalation +1%/yr to 5%; default investment: directed to a designated target date fund based on the participant's current age and a retirement age of 65
What the filing says, word for word
“The Company makes matching contributions equal to 100% of the first 3% of such participant's contributions and 50% of the next 2% of each Participant's contributions.”
What can you do next?
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 20, 2025, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
Questions this filing answers
What is ENVIRI Corp's 401(k) match?
ENVIRI Corp matches 50% of employee contributions up to 6% of eligible pay (plan year ended December 31, 2024).
When does the ENVIRI Corp 401(k) match vest?
Graded: 33.33% at 1 yr, 66.67% at 2 yr, 100% at 3 yr.
Does ENVIRI Corp's 401(k) plan have automatic enrollment?
Yes: default deferral 3% of pay; auto-escalation +1%/yr to 6%; default investment: directed to a designated target date fund based on the participant's current age and a retirement age of 65.
Who is the recordkeeper for ENVIRI Corp's 401(k)?
Principal is named as the recordkeeper on the Form 5500 filed for Enviri Corporation Savings Plan for plan year 2024. That is the company paid to keep the account records: what is in an account, what went into it, and usually the site a participant signs in to. Matched to this employer by sponsor name, not by an identifier stated in the filing. This record could cover another plan of the same employer.
Source
The match formula, the vesting schedule and the enrollment rules on this page were read from one document: the Form 11-K annual report that ENVIRI Corp filed with the US Securities and Exchange Commission for the plan year ended December 31, 2024. Each of those fields carries the filing sentence it was read from, expandable where the field appears. Nothing on this page was supplied by the employer to this site.
The plan assets, the participant counts, the plan-paid fees and the recordkeeper come from a different document, the plan’s DOL Form 5500 annual return, and the section that reports them links it. Comparisons with other employers are computed across the filings named in the section they appear in.
Read the filing on SEC EDGAR ↗
| Document | Form 11-K annual report |
|---|---|
| Filed with | US Securities and Exchange Commission (EDGAR) |
| Filed by | ENVIRI Corp |
| SEC CIK | 45876 |
| Accession number | 0000045876-25-000060 |
| Plan | Enviri Corporation Savings Plan |
| Period of report | December 31, 2024 |
| Filed | June 20, 2025 |
401(k) Monitor is not affiliated with ENVIRI Corp, with the Securities and Exchange Commission or with this plan’s recordkeeper, and publishes this page without their involvement. It republishes a public filing and says where it came from.
Cite this page
401(k) Monitor, “ENVIRI Corp 401(k) plan facts”, from SEC Form 11-K accession 0000045876-25-000060, plan year ended December 31, 2024.
