Corteva, Inc. 401(k) match: 6% max
Retirement Savings Plan · CTVA · CIK 1755672
Maximum employer match, as a share of pay
6%
Corteva, Inc. matches 100% (dollar-for-dollar) of the first 6% of pay.
From the Form 11-K filed June 12, 2026 ↗, covering the plan year ended December 31, 2025. Why filings lag
On this page: the formula, word for word · when the money becomes yours · who can join · what else the 11-K reports · how it compares · what to do next
What Corteva puts in, and what the plan costs
What Corteva puts in
$2,970
a year, at a $49,500 salary.
The match paragraph, word for word
“The Company makes a matching contribution equal to 100% of a participant’s contribution, up to 6% of eligible compensation. In addition, the Company makes a contribution (“Retirement Savings Contribution”), annually in the first quarter following the plan year, only to participants who are actively employed on December 31 of the applicable plan year, currently equal to 3% of eligible pay, regardless of the employee’s contribution election.”
What you contribute to collect all of it
Contribute at least 6% of your pay to collect the full match.
That is $2,970 a year at a $49,500 salary, and it scales with your own.
Vesting score
100 out of 100
How fast the employer’s money becomes yours. Higher than 48% of the 253 schedules we have scored.
It measures vesting speed and nothing else. It says nothing about the size of the match, what the plan charges, or the funds inside it.
Share of the employer's money that is the worker's at hire and at each of the first 6 anniversaries: 100%, 100%, 100%, 100%, 100%, 100%, 100%. The score is the average of those 7 readings.
Vesting, word for word
“Participant contributions and the Company’s matching contributions are fully and immediately vested. Retirement Savings Contributions are fully vested after any of the following circumstances: •The participant has completed at least three years of service with the Company; •The participant reaches age 65 while working for the Company; •The participant terminates employment with the Company due to becoming totally disabled while working for the Company; •The participant’s job with the Company is eliminated;”
The wait before the match starts and the year-end true-up appear above when the filing states them. Neither is part of the score, and a filing that is silent on one of them is not a plan without it.
What the plan costs, against plans of its size
Not reported
No Form 5500 record is joined to this employer, so there is no plan-paid cost to show.
What is Corteva's 401(k) match formula?
Corteva's 401(k) employer match tops out at 6% of pay. One rate up to one limit is the commonest of the four shapes a match formula takes.
| Match formula | 100% (dollar-for-dollar) of the first 6% of pay |
|---|---|
| Maximum employer match | 6% of compensation |
| Other employer contribution | Retirement Savings Contribution: 3% of eligible pay regardless of the employee's contribution election, made annually in the first quarter following the plan year, only to participants actively employed on December 31 of the applicable plan year |
At a $45,000 salary, contributing 6% ($2,700) earns the full employer match of $2,700 for the year.
What the filing says, word for word
“The Company makes a matching contribution equal to 100% of a participant’s contribution, up to 6% of eligible compensation. In addition, the Company makes a contribution (“Retirement Savings Contribution”), annually in the first quarter following the plan year, only to participants who are actively employed on December 31 of the applicable plan year, currently equal to 3% of eligible pay, regardless of the employee’s contribution election.”
Source: Form 11-K filed June 12, 2026, SEC EDGAR, corroborated by the filing's inline-XBRL facts · SEC ↗
What is Corteva's 401(k) vesting schedule?
Corteva vests the employer match immediately: 100% is yours as soon as it is paid in. Nothing is forfeited when you leave, which is not true of the two schedules that vest over time.
| Employer match vesting | Immediate: employer match is 100% vested when contributed |
|---|---|
| Your own contributions | Immediate: always 100% yours |
| Other employer contributions | Retirement Savings Contributions vest fully after three years of service, or upon reaching age 65 while working for the Company, total disability, job elimination, termination following a Company transfer of the participant's spouse outside the immediate geographic area, or death while actively employed |
Vesting, word for word
“Participant contributions and the Company’s matching contributions are fully and immediately vested. Retirement Savings Contributions are fully vested after any of the following circumstances: •The participant has completed at least three years of service with the Company; •The participant reaches age 65 while working for the Company; •The participant terminates employment with the Company due to becoming totally disabled while working for the Company; •The participant’s job with the Company is eliminated;”
Source: Form 11-K filed June 12, 2026, SEC EDGAR · SEC ↗
Who can join Corteva's 401(k), and is enrollment automatic?
Corteva enrolls new hires automatically at 6% of pay, rising 1% a year to 15% of pay.
| Plan entry | All employees of the Company or subsidiaries that have adopted the Plan are immediately eligible upon hire; temporary employees are immediately eligible |
|---|---|
| Excluded groups | Represented employees in a bargaining unit that has not accepted the terms of the Plan; individuals classified as leased employees or independent contractors; individuals receiving severance pay, retainer, or other fees under contract (with respect to such compensation) |
| Automatic enrollment | Yes: default deferral 6% of pay; 60-day opt-out window; auto-escalation +1%/yr to 15%; default investment: Target Retirement Fund aligned with or closest to the year the participant reaches age 65 (QDIA); superseded the prior QDIA, the PersonalManager managed account feature, in March 2025 |
Eligibility, word for word
“All employees of the Company or the Company’s subsidiaries that have adopted the Plan are immediately eligible to participate in this Plan upon hire, except represented employees in a bargaining unit that has not accepted the terms of this Plan and individuals who are classified by the Company as leased employees and independent contractors.”
Automatic enrollment, word for word
“Participants are automatically enrolled in the Plan at a 6% before-tax savings rate and increased 1% annually, up to a maximum of 15% of pay, if no action is taken by the employee within 60 days from the date of hire.”
Source: Form 11-K filed June 12, 2026, SEC EDGAR · SEC ↗
What else does Corteva's 11-K report?
The Corteva plan held $7.4B in net assets at the end of the plan year ended December 31, 2025.
| Net plan assets (end of plan year) | $7,406,432,728 |
|---|---|
| Trustee / recordkeeper | Merrill Lynch, Pierce, Fenner & Smith Incorporated (recordkeeper); Bank of America, N.A. and Northern Trust Corporation (trustees; Northern Trust for the Master Trust) |
| Plan auditor | PricewaterhouseCoopers LLP |
| Notable events | The Plan sponsor is Corteva Agriscience, LLC, a subsidiary of Corteva, Inc.; Stable Value Fund management moved from DuPont Capital Management Corporation to Invesco Advisers, Inc. effective September 15, 2025; participants cannot transfer funds into Corteva common stock once it equals or exceeds 20% of their account balance |
Source: Form 11-K filed June 12, 2026, SEC EDGAR · SEC ↗
How does Corteva's 401(k) match compare?
Corteva, Inc.'s maximum 401(k) match of 6% of pay compares with a median of 4.5% across the 181 companies in our data with a computable formula.
Employers worth reading next
Of the six employers below, five land near Corteva's maximum match and one vests on the same schedule.
Maximum match 6% of pay, level with Corteva.
Maximum match 6% of pay, level with Corteva.
Maximum match 6% of pay, level with Corteva.
Maximum match 6% of pay, level with Corteva.
Maximum match 6% of pay, level with Corteva.
Employer match vests immediately. Vests immediately too, like Corteva.
What can you do next?
Check your own balance and contribution rate at Merrill Benefits OnLine ↗, the recordkeeper this plan reports.
- Read the Form 11-K on SEC EDGAR ↗
Form 11-K filed June 12, 2026, SEC EDGAR. Every match fact on this page comes from it.
- Changed jobs? Find an old 401(k) ↗
The Department of Labor's Retirement Savings Lost & Found, a free government database.
- This year's IRS contribution limits ↗
The official deferral and catch-up limits every formula operates under.
- Download this data (CSV)
Formula, vesting and source references for this company, one file.
Questions this filing answers
What is Corteva, Inc.'s 401(k) match?
Corteva, Inc. matches 100% of employee contributions up to 6% of eligible pay (plan year ended December 31, 2025).
When does the Corteva, Inc. 401(k) match vest?
Immediate: employer match is 100% vested when contributed.
Does Corteva, Inc.'s 401(k) plan have automatic enrollment?
Yes: default deferral 6% of pay; 60-day opt-out window; auto-escalation +1%/yr to 15%; default investment: Target Retirement Fund aligned with or closest to the year the participant reaches age 65 (QDIA); superseded the prior QDIA, the PersonalManager managed account feature, in March 2025.
Cite: 401(k) Monitor, “Corteva, Inc. 401(k) plan facts”, from SEC Form 11-K accession 0001755672-26-000017, plan year ended 2025-12-31.